Eliminating Debt: Settlement, Consumer Proposal, Bankruptcy
Consolidation loans rarely work in practice. Due to bad credit and elevated debt level relative to income, most lenders are redundant to take the risk…
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finance
Tale of Risk Taking: Career Paths and Real Estate
Three Students Choosing Different Careers and Investments Buddy A: Bought a Vancouver condo for $400,000 even in 2014, with 10% down. Rented it out and…
Changing Careers – Oilfield, Financial Reporting & Consulting
I had someone introduce the topic of changing careers out of accounting and financial reporting. I found this interesting as it contrasts my experience. I’m…
A Message to Commercial Lenders
Trying to Get Commercial Funding in Alberta’s Oil Patch “We know you tried and that’s all matters. We understand that you’re just doing your job,…
Flawed Taxpayer-Funded Banking System in Alberta and Canada
Disgruntled Business Owners Vent their Frustrations at Alberta’s Taxpayer-Sponsored Banking System Dear government of Alberta, This is a letter expressing the pains of entrepreneurs and…
Buyouts and Decreasing Returns Towards Equilibrium
The struggle to find consistent high yield stocks, in businesses generating consistent, high yield returns (1) Most investors (or wanna-be ones) aim for a 7-10%…
The Perceived Sin of Pursuit
Society tells us to want to look beautiful, to want more assets, and to climb the social ladder is to sin. But what’s wrong with…
Quick Real Estate Investment Return Analysis Sample
I’m thinking of renting out my current condo (1150 sq ft, 2+1bed 2 bath, too big for my 1 person house hold) and buying a…
Mid-2018 Goal Update
I’ve been daydreaming about getting the CPA, since I am my own company’s accountant and have the patience for it. What I do seems to…
Four Common Declines of Sympathy
When first impressions are all you get (1) I’ve had a woman complain to me just because I put a smiley face instead of a…