Investment Condos: Edmonton vs. Lower Mainland, BC
My original idea was to keep expanding the real estate portion of my portfolio with Edmonton properties, due to the following: (1) Low entry cost.…
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October 2017: 4 Years + 5 Months in Alberta
Sudden $2,460 dental bill. Sudden $1,000 vehicle bill. Selected for a CRA 2016 Tax Review. Further tightening mortgage rules by OSFI. The ending of the…
Return on Equity of Real Estate
For things like real estate, most dream about increasing cashflow as the mortgage is paid down, and the ultimate dream is paid off properties that…
Conspiracy Theory of Competition
The usual accepted social norm is to party, make a side (or complete) career out of chasing dumb girls thirsting and daydreaming for lonely men…
Inability to Adapt to Change
“The historic belief that going to post-secondary for a degree is a guaranteed superior path to prosperity in today’s economy, is akin to the one…
Theory of Making Mistakes
“You often think it’s all over once you fuck up. But then you know now you won’t be doing that ever again.” Risk takers and…
The Achilles’ Heel to Success
Resistance to public scrutiny is often the achilles’ heel to success- from lifestyle choices to financially sound decisions. You can often tell a Asian person’s…
The Downfalls of Real Estate
For the average person with limited cash, financial literacy, and earning power, real estate is often the first investment avenue of choice next to a…
Common Fallacies of Real Estate Investing
Whatever you invest in, do your due diligence and research using multiple sources… or advisors, if you like people. You’d be surprised at the conflicting…
Theory of Self-Employment
There is a lengthy list of potential business ideas. Some people are better than others at certain ones. You want to do something you’re good at. In…