Eliminating Debt: Settlement, Consumer Proposal, Bankruptcy
Consolidation loans rarely work in practice. Due to bad credit and elevated debt level relative to income, most lenders are redundant to take the risk…
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Tale of Risk Taking: Career Paths and Real Estate
Three Students Choosing Different Careers and Investments Buddy A: Bought a Vancouver condo for $400,000 even in 2014, with 10% down. Rented it out and…
From $124,000 Yearly Income at Age 25, To No Net Income
In 2018 I was 25 years old and brought home around $124,000. I worked both as an employee and a contractor in Alberta and BC:…
Unpaid Wages, Harassment, Defamation: the new Dark Side of Employment & Contracting
In July 2019: I filed a Civil Claim for Wrongful Dismissal, and a second for Amount Owing for Services. This as a self-represented litigant. I…
Why I won’t be a Salaried Employee
I would never leave to work for any major corporation as an employee or full time, long term dependent contractor. Even if the last oilfield…
Paycuts and Oilfield Family
Coping with Alberta’s Oilfield Downturn: Paycuts, Long Hours, and a Depressed Outlook Life being home more lately with less rapid growth is taking a bit…
March 2018: Month 58 in Alberta
Working as a Semi-Vac and Tanker Truck Operator in Alberta After an abysmal February, March has brought some light and hope for 2018. The new oilfield services…
Cheap, Small Cap, High Growth Stocks Experiment
Due to my young age (24) and hence limited time in industry to acquire venture capital, I am reliant on 3 main high-risk sources of…
From Student to Business Owner and Investor- how did I get here?
Why am I here? How come me, the once to-be-destined academic prodigy destined to become a lawyer, elite academic to hold prestigious Master’s Degrees, or…
Word about Dating Pickiness
It pays to be picky, but to a point. Some people want too much and that’s why they’re unhappy – they want someone who makes…