Investment Condos: Edmonton vs. Lower Mainland, BC
My original idea was to keep expanding the real estate portion of my portfolio with Edmonton properties, due to the following: (1) Low entry cost.…
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October 2017: 4 Years + 5 Months in Alberta
Sudden $2,460 dental bill. Sudden $1,000 vehicle bill. Selected for a CRA 2016 Tax Review. Further tightening mortgage rules by OSFI. The ending of the…
Life’s Unfairness
Growing up in BC often involved a theme of unfairness in a lacklustre economy, where unless you came from a family of privilege, connections, and…
Quick Briefing of Investing
There’s no true financial advisor; most are just salespeople. People who are actually “good” at making money are busy doing it amongst themselves and don’t…
Aggressive Real Estate: One large home with HELOC vs. Multiple Properties
My objective to a Ferrari by 30 (or, financial freedom for that matter) has revolved around a theoretically simple yet in practice, complex strategy: Acquire…
Conspiracy Theory of Competition
The usual accepted social norm is to party, make a side (or complete) career out of chasing dumb girls thirsting and daydreaming for lonely men…
Tears From Vancouver to Alberta
It has been almost 4.5 years since I threw all my stuff in my car and drove away from Vancouver to Alberta, not looking back.…
Defeatist Attitudes
“Getting a Ferrari is unrealistic though.” “Some peoples’ families are just rich.” “They’ve just had connections.” “They were just [academically] smart.” So common are quotes like the…
Stereotype of Asians and Money
“Most jump to the conclusion that if you are Asian and you look like you have money, your family must have money. I’m the odd…
Beginning of the End of Employment
No one wants to pay me what I like- especially with the shifting labour market and the oilfield downturn, shifting it into an employer’s market…